Neobank Platform Development Teams
Core banking limitations, KYC/AML compliance bottlenecks, and card issuing integrations that take months — our engineers accelerate neobank builds without cutting corners on compliance.
Valletta Software provides dedicated neobank software development teams specialising in core banking architecture, card issuing integrations, KYC/AML pipelines, and the open API infrastructure that modern digital banks require.
Neobank. AI-Native. EU-Based.
Neobank Software Development for Compliant, Scalable Digital Banks
Building a neobank requires deep fintech expertise across core banking, compliance, card programmes, and open banking APIs. Our teams provide the engineering depth to launch and scale, without the compliance shortcuts.
What our neobank software development teams deliver:
Core banking ledger and account management system design and development
Card issuing integration — Marqeta, Enfuce, Stripe Issuing, or custom programmes
KYC/AML pipeline — identity verification, transaction monitoring, sanctions screening
Open banking and PSD2 API gateway development
Real-time payment rails integration — SEPA, Faster Payments, SWIFT, instant IBAN
Customer-facing mobile and web banking app development
Neobank Software Development & Digital Bank Platform Developers
Staff Augmentation · Dedicated Teams · Project Delivery
Our engineers have built and scaled neobank infrastructure. We provide fintech-specialised engineers who understand the regulatory requirements, the architectural complexity, and the product expectations of modern digital banking.
Core banking engineers — ledger design, account management, transaction processingCompliance engineers — KYC/AML pipeline, transaction monitoring, regulatory reportingCard programme engineers — Marqeta, Galileo, Enfuce integration, virtual and physical cardsOpen banking API developers — PSD2, FDX, CDR compliance, third-party app integrationsMobile banking engineers — React Native, Flutter banking apps with biometric authSecurity engineers — fraud detection, PCI DSS, data encryption, penetration testing
Real-time AI fraud detection and transaction scoring
Automated KYC document verification and liveness checks
Personalised financial health insights and spending analysis
AI-driven credit scoring using alternative data sources
AI-Powered Neobanking: Smarter Compliance, Personalised Finance
From AI Fraud Detection to Personalised Financial Insights
We build AI features that help neobanks automate compliance workflows, detect fraud in real time, and deliver the personalised financial insights that differentiate modern digital banks.
AI that makes digital banking safer and more personal
Compliant. Smart. Scalable.
EU-incorporated in Malta. Contracts with your legal entity, NDA signed before kickoff, full GDPR compliance. Trusted by neobank and digital banking teams across Europe and the US.
Ready to Build or Scale Your Neobank Platform?
Book a free consultation with our neobank software specialists. We'll review your core banking architecture and compliance stack and propose the right team.
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Case Studies
Browse TalentRates from EUR 45/h • Free consultation • No commitment required • Response within 24 hours